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Educational articles for Commercial Mortgage Brokers

Commercial Mortgage Due Diligence Tips

Whether you’re a broker looking for a lender to finance your client or a borrower looking for a loan, it’s important to take the time to research the mortgage company you’re thinking about choosing and make sure that they’re the real deal, particularly if you’re looking for financing outside your local bank.  Alternative lenders can […]

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Why Lenders Turn Down Commercial Mortgage Applications

When it comes to applying for a small commercial mortgage, not all lending sources are the same.  You’ll find that banks tend to have tighter lending criteria, but there are lenders who are willing to cut borrowers more slack than the banks. These lenders understand the challenges that small business owners face on a daily […]

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Finding Sources for Commercial Mortgage Leads

Whether you’re thinking about adding commercial mortgages to your current product offerings or already have, remember that the best outlets for non-bankable commercial mortgage leads are right in your backyard.  Take a walk down the main street in your business community.  Chances are you’ll see a bank, a realtor, and perhaps an attorney’s or accountant’s […]

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Residential Mortgages vs. Commercial Mortgages:Tips for Preparing Your Client for the Commercial Loan Process

If you’re a novice commercial mortgage broker or a residential broker crossing over into the commercial world, it is important for you to understand the differences in the fees and costs associated with these types of loans before you begin to sell them to your client. LTV and pricing will probably be the two most […]

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The New 5-C’s of Commercial Loan Underwriting

Everybody who is involved with lending money has heard of the 5 C’s of credit.  Traditionally these C’s were Character, Capacity, Collateral, Conditions and Capital. America’s small businesses have worked hard to survive the recent recession.  By all accounts, we are still in the beginning stages of a slow recovery with businesses starting to do […]

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A Common Commercial Mortgage Broker Question

At Apex Mortgage we are asked many questions from mortgage brokers but the most common question I get is “What is APEX’s sweet spot for loans?” It is not so much the property type but more the borrower.  We lend to borrowers who are unable to qualify for bank financing.  The situation may be due […]

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Debunking the 5 Myths about Commercial Lending

Myth #1: Commercial lending is hard because of all the paperwork and calculations. Commercial lending requires no more effort than a basic home refi. All you need to do is complete a 1003, or any proprietary application form, for all the owners or stockholders of the property. There are many lenders that will look at […]

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In 2013, Commercial Mortgages & Multifamily Lending Growing while Retail Property Loans Shrinking

The financial crisis has certainly changed a lot of things for a lot of people, but one thing is certain: it has not affected all sectors of the mortgage market equally. In fact, there are segments of the mortgage market which are thriving so far in 2013 – like the commercial and multifamily lending market, […]

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Top Questions to Ask Commercial Lenders

As a mortgage broker, it’s important to keep the needs of your customers in mind as you look for commercial lending partners. Here are some questions you should always ask a lender. What kind of service can my customers expect? It’s important to keep in mind that at some point the commercial lender you select […]

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Mortgages for Office Buildings

If you’re look to purchase an office building to start your own business or rent to other businesses, or you’d like to refinance on your office building, a commercial loan can help you achieve those goals. In order to start to process, though, there will be some basic information that you’ll need to provide the […]

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