Welcome to APEX Mortgage

Factors Considered By A Small Commercial Mortgage Lender When Determining LTV

A small commercial mortgage lender takes plenty of details into account before deciding on the loan-to-value (LTV) percentage they’re willing to offer a borrower. The LTV is the ratio of the loan amount to the value of the property, and it is determined by the borrower and the property. Here are the factors of a […]

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Managing the Small Commercial Mortgage Process

When working with small commercial mortgage loans, it’s important to manage your time wisely, be up front with your lenders and borrowers, and properly prepare your borrowers for the lending process. It all comes down to having a few open and honest conversations with your lender and your client. Following the advice below will help […]

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Does Your Small Commercial Lender Make You Wait?

Finding a small commercial mortgage for your borrower is tough enough without the added inconvenience of waiting around for a lender. Some small commercial lenders really take their time when it comes to approving loans, underwriting files, and closing deals. If you need to get your borrower financing but don’t have much time, here are […]

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7 Keys to Successful Mortgage Referral Relationships

Mortgage brokers have plenty of places to look when interested in beginning a relationship with referral sources. There are many lawyers, accountants, real estate agents and other professionals who have clients looking to obtain financing. However, it’s important to remember that it takes work to create and sustain a relationship with a referral source. You […]

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Networking Tips for Mortgage Professionals

There are many ways to develop business relationships from your office, such as phone calls, emails, and social media posts. However, it’s a good idea to host the occasional networking event for your clients and experience some face-to-face interaction with the people you do business with. An important component of these networking events is often […]

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Commercial Mortgage Due Diligence Tips

Whether you’re a broker looking for a lender to finance your client or a borrower looking for a loan, it’s important to take the time to research the mortgage company you’re thinking about choosing and make sure that they’re the real deal, particularly if you’re looking for financing outside your local bank.  Alternative lenders can […]

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Why Lenders Turn Down Commercial Mortgage Applications

When it comes to applying for a small commercial mortgage, not all lending sources are the same.  You’ll find that banks tend to have tighter lending criteria, but there are lenders who are willing to cut borrowers more slack than the banks. These lenders understand the challenges that small business owners face on a daily […]

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