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Programs

APEX is a wholly owned subsidiary of Firstrust Bank.  We are direct lenders and we service all of our loans.  That means we can listen to your Customer's story.  We do not underwrite in a box.

You will always speak to an underwriter that makes the decisions.

APEX is the only true SMALL COMMERCIAL LENDER.  We are happy to make loans as low as $25,000.  (Properties must be worth at least $75,000 to be considered).  And we can make loans up to $500,000.

The APEX team will handle all processing.  You only need to send us 1003 and credit, then sell the terms.  We order appraisal, we order title, we collect all necessary documents, we schedule closing!



We serve brokers in 42 states and we are the leader in commercial mortages in PA, commercial mortgages in NY, and commercial mortgages in NJ.




Property Type

Apartment Building Mortgages

APEX specializes in apartment building mortgages and will consider offering apartment buildings mortgages up to 70% LTV.  Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate. APEX will consider both owner occupied and investment properties when it comes to apartment building mortgages.

Apply Online

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Mixed-Use Building Mortgage

APEX will consider a mixed-use building mortgage up to 70% LTV.  Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate.  APEX will consider both owner occupied and investment, when it comes to a mixed-use building mortgage.

Apply Online

APPLY ONLINE NOW - Click Here

 


Retail/Office

APEX will consider buildings up to 70% LTV. Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate. APEX will consider both owner occupied and investment properties.

Apply Online

APPLY ONLINE NOW - Click Here

 

 

Warehouse / Office Building Mortgages
Warehouse and Office Building Mortgages

APEX will consider up to 60% LTV for all office building mortgages. Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate. APEX will consider both owner occupied and investment properties, when it comes to office building mortgages.

Apply Online

APPLY ONLINE NOW - Click Here

 

 

Auto
Auto Repair Small Business Mortgages

APEX, a small commercial lender, will consider auto related properties up to 60% LTV. Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate. As a small commercial lender, APEX will consider owner occupied Auto related properties only.

Apply Online

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Day Care / Hair Salons / Funeral Homes

APEX will consider day care mortgages, hair salon mortgages, and funeral home mortgages up to 65% LTV. Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate. APEX will consider both owner occupied and investment properties for all day care mortgages.

Apply Online

APPLY ONLINE NOW - Click Here

 


Hotel and Motel
Small Commercial Lender Hotels

APEX will consider hotels and motels up to 60% LTV. Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate. APEX will consider both owner occupied and investment properties.

Apply Online

APPLY ONLINE NOW - Click Here

 

Recreation

APEX, a small commercial lender, will consider recreational properties up to 60% LTV. Final LTV's and rates are determined by experience of the owner, length of ownership, cash flow, strength of credit, and strength of real estate. APEX will consider owner occupied recreational properties only.

Apply Online

APPLY ONLINE NOW - Click Here

 


 

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