APEX is a wholly owned subsidiary of Firstrust Bank.  We are direct lenders, we service all of our loans.  That means we can listen to your Customer’s story.  We do not underwrite in a box.

You will always speak to an underwriter that makes the decisions.

APEX is the only true SMALL COMMERCIAL LENDER.  We are happy to make loans as low as $25,000.  (Properties must be worth at least $75,000 to be considered).  And we can make loans up to $400,000.

The APEX team will handle all processing.  You only need to send us 1003 and credit, then sell the terms.  We order appraisal, we order title, we collect all necessary documents, we schedule closing!