Welcome to APEX Mortgage

Securing Commercial Mortgages to Pay Off Merchant Cash Advances

For some small business owners, a merchant cash advance might be a good solution for short-term financing needs, provided they pay it off quickly. However, these cash advances can quickly become a problem as borrowers are subjected to the increasing rates these lenders charge. This can lead to cycle of payday loans resulting in a […]

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The Benefits of Non-Bank Commercial Mortgage Lenders

If you’re a residential or commercial mortgage broker looking to increase your business and your income, working with non-bankable borrowers is a great place to start. For these borrowers, non-bank commercial mortgage lenders will obviously be your best bet. These lenders are a great resource and can help you close deals for borrowers who have […]

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Score Points with Your Non-Conforming Commercial Mortgage Lender

Closing small-balance commercial mortgages for non-bankable borrowers is a team sport much like basketball. It requires a thorough knowledge of industry fundamentals, the right skills, the right plan, and the right people in place. A commercial mortgage broker is often a critical part of the commercial mortgage team, so it’s important for you to understand […]

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Selling Alternative Financing to Your Non-Bankable Commercial Borrower

Commercial borrowers who can’t qualify for bank financing have options, although they might not realize it. As a broker, you need to be able to present them with these alternatives and sell them on a non-conforming commercial mortgage. It’s not unusual for borrowers to have some reservations about alternative financing, but you can sell them […]

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When is a Small-Balance Commercial Mortgage Right for Your Borrower?

Many small business owners have trouble obtaining financing for their commercial property through banks. This is why they come to you, a commercial mortgage broker. It’s your job to get to know your clients, understand their financial situations and needs and get them the mortgage they need to accomplish their goals. In many cases, this […]

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Get Your Borrower Ready for a Small-Balance Commercial Mortgage

The two biggest jobs of any broker are to find clients commercial mortgages that fit their needs, and to prepare the borrowers for the loan they can expect and the process of obtaining it. For brokers working with non-bankable borrowers, this means seeking out alternative commercial mortgage lenders, getting the information required to start the […]

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Explore Alternative Commercial Mortgage Lending

If you’re turning away borrowers who can’t obtain financing, you’re turning away income. The alternative commercial mortgage industry is an opportunity for brokers who are interested in bringing in new business. It’s an under-served market that more brokers should consider. If you decide you want to work in this niche, this is what you should […]

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Small-Balance Commercial Mortgage Basics

For residential mortgage brokers looking to increase their income and expand their business, the small-balance commercial mortgage niche offers plenty of opportunity. This underserved market is full of borrowers who will benefit from your expertise. Of course, if you’re new to commercial mortgages, you probably have some questions. Here’s some basic information to get you […]

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When is a Fixed and Fully-Amortizing Commercial Mortgage Right for My Borrower?

A commercial mortgage broker’s primary job is to find financing that best fits the needs of their client. It’s important for brokers to be able to evaluate the needs of their borrowers and to determine the type of commercial mortgage that best suits those needs. For some commercial borrowers, a short-term loan that balloons after […]

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Consider These Factors When Working With Non-Bankable Borrowers

If you’re a broker working with non-bankable commercial borrowers, you’re going to want to focus on more than just the interest rate when selling the deal. While the rate will certainly be an important factor in your borrower’s decision, you should also discuss other aspects of the deal that will impact your borrower when presenting […]

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